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Health Insurance in Mexico

When it comes to being insured out of your home country, it can be very difficult to find a program that suits all your needs: Direct payment to hospitals and doctors, English speaking assistance 24/7, affordable costs and a program with a system similar to other health insurance companies in your home country are all important concerns for mot expats in Mexico.

Novamar understands the struggle you can have when choosing the right option for your individual needs and budget. When talking about insurance programs specifically for expats in Mexico, Novamar leads the way with English speaking staff located in Mexico, not thousands of miles away in the U.S. or Canada. Novamar’s local service is where you need it – locally, in Mexico.

Get your FREE
Mexican Health Insurance Quote

Our Health Insurance programs in Mexico have been specifically designed to suit the needs of our clients providing the peace of mind that every program we have can be quoted, sold and handled in English.

From basic to elite companies, our Health Insurance plans differ from the rest of the market for many reasons. Some of them are here:

24/7 assistance in your own language
Worldwide coverage, including full coverage in the U.S., Canada and Europe
Deductibles from $250 - $10,000 USD
The lowest waiting periods in Mexico
Only one deductible per insured per year. Most health insurance companies in Mexico have a deductible per illness or accident regardless the number of times of use your policy in a year.
Wellness benefits
Zero coinsurance/co-pay in your policy
Renewal for life
Direct payment to hospitals and doctors
Pre-existing conditions options
Coverage for amateur and professional sports (hunting, climbing, football, bungee, etc.)

Click on the blue box to diplay the benefits offered by each company.

Pan American Mexico

Sum Insured (annual) 2 million or 5 million USD option
Waiting periods 2 years for AIDS, 60 days for any other illness and 10 months for maternity. Lowest waiting period in Mexico
Maternity 10 months
Cancer Waiting Period After 60 days
Hospital Network Free choice of hospitals in Mexico and around the world, including the U.S., Canada & Europe.
Direct payment Included worldwide
Worlwide coverage Included in your policy for regular and emergency coverage
Coinsurance/copay Zero coinsurance worldwide
Deductible From $1,000 to $20,000 USD with maximum of 1 deductible per year.
Additional benefits 1) After 3 consecutive years of no claims, Pan American will automatically reduce your deductible by 50% for your next claim if your deductible is $5,000 USD or less.

2) Zero deductible for accidents regardless the amount of deductible contracted.

3) Maximum of two deductibles per policy after two or more people insured.
Call center service Multilingual
Amateur or professional sports Amateur
Acceptance age limit 75

WEA

Sum Insured (annual) 3 or 5 million USD option (lifetime insured amount)
Waiting periods From 12 months (maternity) up to 2 years depending on the type of illness
Maternity N/A
Cancer Waiting Period From 6 months to 2 years (case by case)
Hospital Network Free choice of hospitals in Mexico and around the world (excludes the U.S.)
Direct payment Included in Mexico. Requires authorization for other countries
Worlwide coverage Included in your policy for regular and emergency coverage (excludes the U.S. and your native home country)
Coinsurance/copay Zero coinsurance worldwide (excludes the U.S.)
Deductible From $250 to $5,000 USD with a maximum of 1 deductible per insured per year
Additional benefits 1) Maximum of three deductibles per policy after three or more people insured
Call center service Multilingual
Amateur or professional sports Amateur
Acceptance age limit 74

Bupa

Sum Insured (annual) 2 million, 3 million or 5 million USD option
Waiting periods 2 years for AIDS, 60 days for any other illness and 10 months for maternity. Lowest waiting period in Mexico
Maternity 10 months
Cancer Waiting Period After 60 days
Hospital Network Free choice of hospitals in Mexico and around the world, including the U.S., Canada & Europe.
Direct payment Included worldwide
Worlwide coverage Included in your policy for regular and emergency coverage
Coinsurance/copay Zero coinsurance worldwide
Deductible From $1,000 up to $5,000 USD with a maximum of 1 deductible per insured per year.
Additional benefits 1) Zero deductible for accidents regardless the amount of deductible contracted.
Call center service Multilingual
Amateur or professional sports Both
Acceptance age limit 74


Sum Insured (annual)	2 million or 5 million USD option	3 or 5 million USD option (lifetime insured amount)	2 million, 3 million or 5 million USD option
Waiting periods	2 years for AIDS, 60 days for any other illness and 10 months for maternity. Lowest waiting period in Mexico	From 12 months (maternity) up to 2 years depending on the type of illness	2 years for AIDS, 60 days for any other illness and 10 months for maternity. Lowest waiting period in Mexico
Maternity	10 months	N/A	10 months
Cancer Waiting Period	After 60 days	From 6 months to 2 years (case by case)	After 60 days
Hospital Network	Free choice of hospitals in Mexico and around the world, including the U.S., Canada & Europe.	Free choice of hospitals in Mexico and around the world (excludes the U.S.)	Free choice of hospitals in Mexico and around the world, including the U.S., Canada & Europe.
Direct payment	Included worldwide	Included in Mexico. Requires authorization for other countries	Included worldwide
Worlwide coverage	Included in your policy for regular and emergency coverage	Included in your policy for regular and emergency coverage (excludes the U.S. and your native home country)	Included in your policy for regular and emergency coverage
Coinsurance/copay	Zero coinsurance worldwide	Zero coinsurance worldwide (excludes the U.S.)	Zero coinsurance worldwide
Deductible	From $1,000 to $20,000 USD with maximum of 1 deductible per year.	From $250 to $5,000 USD with a maximum of 1 deductible per insured per year	From $1,000 up to $5,000 USD with a maximum of 1 deductible per insured per year.
Additional benefits	1) After 3 consecutive years of no claims, Pan American will automatically reduce your deductible by 50% for your next claim if your deductible is $5,000 USD or less. 2) Zero deductible for accidents regardless the amount of deductible contracted. 3) Maximum of two deductibles per policy after two or more people insured.	1) Maximum of three deductibles per policy after three or more people insured	1) Zero deductible for accidents regardless the amount of deductible contracted.
Call center service	Multilingual	Multilingual	Multilingual
Amateur or professional sports	Amateur	Amateur	Both
Acceptance age limit	75	74	74

Click here for Plan Seguro's FAQ's

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Person Purchasing the Policy

Full Name *

Birthday (mm/dd/yyyy) *

Email*

Phone *

Mexican State*

Mexican City *

Street *

Zip / Postal Code *

Do you have a Spouse or Partner? *

Do you have Dependents?*

Applicants

Please type detailed information regarding the applicants.

Holder

Full Name *

Gender*

Date of Birth (mm/dd/yyyy)*

Marital Status*

Weight*

Height*

Please list any preexisting conditions:*

Please Answer These Questions

Select one of the following deductibles: *

$ USD

What is your residency status in Mexico? *

How soon do you need the policy? *

How often do you travel out of Mexico? *

How did you hear about us? *

Country of Birth? *

Area of coverage? *

Which of the 3 companies are you the most interested in?

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