Terms & Conditions


Official Name

The official name of Novamar Insurance Mexico is MGI Agente de Seguros, S.A. de C.V. The unofficial English–language company name is used on this web site because its denotation and connotation are more easily understood by the firm's English–speaking clients. In every case, wherever used on this web site or elsewhere, Novamar Insurance Mexico refers to MGI Agente de Seguros, S.A. de C.V, a Mexican company.

By using novamarinsurance.com.mx in any manner (whether browsing, using a calculator or other tool, registering for or using the Customer Care Center, following a link, sending an e-mail to novamarinsurance.com.mx, obtaining or saving or retrieving a premium estimate, making a purchase, or using any other content or materials on novamarinsurance.com.mx), you agree to all terms and conditions contained or referenced in these Terms of Use. These Terms of Use apply only to your use of novamarinsurance.com.mx and do not change or alter any other agreement or contract between you and Novamar Insurance Mexico.

Novamar Insurance Mexico reserves the right, in its sole discretion, to modify or change these Terms of Use at any time without prior notice to you. Your continued use of novamarinsurance.com.mx following the posting of any changes to the Terms of Use constitutes acceptance of those changes.

If at any time you choose not to accept these Terms of Use, please do not use this web site or send e-mail to any novamarinsurance.com.mx e-mail address.

Jurisdictional Statement

Materials on this web site are appropriate, or made available, for use in Mexico. Non-Mexican companies referenced on this site are not licensed or otherwise authorized to conduct business in Mexico and do not engage in or transact any business in Mexico through this web site or otherwise. In Mexico, U.S. and non-U.S. buyers and their representatives may be able to transact insurance for non-Mexican properties.

Privacy Policy

Our Privacy Policy describes our use and protection of nonpublic personal information ("customer information") and will help you understand how we treat the customer information that we obtain from you or other sources in the course of providing you with products and services. We urge you to read our Privacy Policy.

Ownership of Materials and Restrictions on Use

The information on this web site, including all web site source code, along with any materials (including, for example, press releases, promotional material, product descriptions) is the copyrighted work of Novamar Insurance Mexico and is protected under United States and worldwide copyright laws and treaty provisions. Novamar Insurance Mexico grants you permission to copy such materials so long as you do not post this content elsewhere on the Internet, or allow it to be so posted, and each copy:

  1. Is solely for informational, non-commercial use and is not modified or revised in any manner.
  2. Plainly displays all copyright and other proprietary notices, in the same form and manner as on the original
  3. Displays a statement that the materials are used solely with permission of Novamar Insurance Mexico.

To seek permission for any other use, please contact Novamar Insurance Mexico. For further information, please see the copyright page.

Bulk E-Mail and Other Prohibited E-Mail

The Novamar Insurance Mexico computer network (which includes, but is not limited to, the technology and applications which support the e-mail functionality Novamar Insurance Mexico provides its officers, employees, independent contractor agents, and other authorized users) is the private property of Novamar Insurance Mexico.

Novamar Insurance Mexico prohibits any bulk e-mail transmissions to be sent, or caused to be sent, over the Internet to novamarinsurance.com.mx e-mail addresses unless Novamar Insurance Mexico, through one of its officers, has specifically requested or authorized the sending of such bulk e-mail. For purposes of these Terms of Use, the word "bulk" shall mean an e-mail message, or group of identical or similar e-mail messages, sent to more than 20 different novamarinsurance.com.mx addresses in any 24-hour period.

Novamar Insurance Mexico also prohibits any e-mail transmissions of the following types to be sent, or caused to be sent, over the Internet to more than 5 different novamarinsurance.com.mx e-mail addresses in any 24-hour period unless Novamar Insurance Mexico, through one of its officers, has authorized the sending of such e-mail: (1) commercial advertising; (2) informational announcements; (3) political or religious tracts; or (4) solicitations for funds or donations.

Novamar Insurance Mexico prohibits any e-mail transmission to be sent, or caused to be sent, over the Internet to any novamarinsurance.com.mx e-mail addresses if the e-mail is intended to, or appears intended to, harass, embarrass, threaten, defame or impersonate any person, or if the e-mail is pornographic, offensive, indecent, discriminatory or offensive on the basis of sex, color, national origin, race, age, religion, sexual orientation or disability.

Novamar Insurance Mexico prohibits any e-mail transmission to be sent, or caused to be sent, over the Internet to any novamarinsurance.com.mx e-mail addresses if the e-mail is intended to, or appears intended to, harass, embarrass, threaten, defame or impersonate any person, or if the e-mail is pornographic, offensive, indecent, discriminatory or offensive on the basis of sex, color, national origin, race, age, religion, sexual orientation or disability.

Novamar Insurance Mexico prohibits the harvesting or collection of the e-mail addresses of Novamar Insurance Mexico agents and/or personal financial representatives from the novamarinsurance.com.mx web site for the purpose of sending bulk e-mail to novamarinsurance.com.mx e-mail addresses.

Nothing in this policy is intended to grant any right to transmit or send e-mail to, or through, the Novamar Insurance Mexico computer network. Novamar Insurance Mexico's failure to enforce this policy in every instance in which it might have application does not amount to a waiver of Novamar Insurance Mexico's rights.

Links to Other Web Sites

This web site contains links to other sites (including, but not limited to, sites owned and/or operated by ABASEGUROS, S.A. de C.V, ACE Group, Inc, AXA Seguros Mexico, Bupa Mexico, Grupo Mexicano de Seguros, S.A. de C.V {GMX}, International Insurance Group, Quálitas Compañía de Seguros, S.A.B. de C. V, the Wikimedia Foundation, Inc). Novamar Insurance Mexico provides links to other sites as a convenience to persons who visit the Novamar Insurance Mexico web site. If you choose to use the services provided by those sites, you may be asked by those sites to provide certain personally identifiable information (some of which may, on an individual or aggregated basis, be shared with Novamar Insurance Mexico). Please be aware that Novamar Insurance Mexico is not responsible for the privacy practices of those sites, even though Novamar Insurance Mexico's name or logo may appear on those sites. We encourage you to be aware when you leave our site and to read the privacy policies of each and every web site that you visit, as the privacy policies of those sites may differ from ours. Our Privacy Policy applies solely to this web site.

Novamar Insurance Mexico is not responsible for the contents of any linked site or any link contained in a linked site. Links to external web sites are generally marked with this icon: icon for sites that open in a new window For more help with this web site, please see the help page.

Links to This Web Site

Novamar Insurance Mexico appreciates your interest in linking your web site (the "Linking Site") to Novamar Insurance Mexico's web site, located at www.novamarinsurance.com.mx. In order to avoid misunderstandings regarding the use of Novamar Insurance Mexico's trademarks, trade names and other proprietary information, Novamar Insurance Mexico asks that you review and agree to the following guidelines: Third parties are authorized to include active links on web sites they control to direct a browser to Novamar Insurance Mexico's "home page" at www.novamarinsurance.com.mx. If you desire to link to another page on the website, please kindly contact us first for permission.

Unless you have received specific written permission from Novamar Insurance Mexico, you may not (a) "frame" or otherwise impose editorial comment, commercial material or any type of identification on (or in proximity to) content displayed on the Novamar Insurance Mexico web site ("Novamar Insurance Mexico Content"), (b) alter or modify Novamar Insurance Mexico Content, (c) "hotlink" to Novamar Insurance Mexico content (link to content on our server from your page), or (d) "cut and paste" or otherwise reproduce Novamar Insurance Mexico Content on the Linking Site.
Your link must be to the current Novamar Insurance Mexico site only. In permitting linking, Novamar Insurance Mexico does not grant you the right to reproduce, modify, cache or archive the Novamar Insurance Mexico Content for any purpose.
Novamar Insurance Mexico may revoke this license immediately if you fail to follow these guidelines. Novamar Insurance Mexico may revoke this license upon ten (10) days notice without cause.

Intellectual Property Notice

"Novamar Mexico™", "Novamar Insurance Mexico", and the Novamar Insurance Mexico logo are trademarks or service marks of Novamar Insurance Mexico. Novamar Insurance Mexico's boat liability insurance online quote page is licensed under the following United States Patent: 7,240,017; of International Insurance Group.

This web site is provided on as "as is" basis. To the extent permitted by law, Novamar Insurance Mexico disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose. Novamar Insurance Mexico does not warrant that the functionality or operation of the Novamar Insurance Mexico web site will be uninterrupted or free from error, that any defects in the web site will be corrected, or that the web site or the server(s) that makes it available are free of viruses or other harmful conditions or components.

Novamar Insurance Mexico may change the programs or products mentioned at any time without notice. Additionally, all insurance products referred to in this web site are subject to availability and qualifications. Product terms, conditions, and exclusions not described in this web site may apply.

To the extent permitted by law, Novamar Insurance Mexico disclaims liability, whether based in contract, tort, negligence, strict liability or otherwise, for damages of any kind (including, but not limited to, direct, indirect, incidental, consequential, special, punitive or exemplary damages) in any way arising from the functionality or operation of this web site (including, but not limited to, damages arising from interruptions of service or delay in operation or transmission), even if Novamar Insurance Mexico is expressly advised of the possibility of such damages.
This web site may contain forward-looking statements. Actual results may vary materially from those projected in the forward-looking statements.
If any provision of these Terms of Use is held invalid, void or unenforceable, then that provision will be considered severable from the remaining provisions, and the remaining provisions shall remain in full force and effect.