Get Your Mexican Home Insurance


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Property Damage

Summary

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$0.00 USD for 1 Year

$0.00 USD for 1 Year

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Terms and Conditions
Underwriten by:
AIG Seguros
GMX Seguros

Unique Homeowners Insurance Programs for Mexico

We designed the AIG Novamar MX HO Policy to give you peace of mind that your investments are properly protected in Mexico. Our easy to use online policy issuing system means you are just minutes away from protection against damage from fire, lightning, hurricane, tsunami, flood, mudslide, tidal wave, earthquake, third party liability, glass breakage, by a policy that meets USA and international standards of quality.

This policy is easy to buy online or by calling Novamar offices in Mexico. You will need only the physical address of your property, or the house you are renting, the Zip Code in Mexico, and the values you want to insure.

Here are some of the benefits included in this great policy:

Building & Contents

  • Value and sum insured selected by the insured.
  • Hydro meteorological coverage included.
  • Hurricane coverage for beach front locations included.
  • Earthquake and volcanic eruption coverage included.
  • Betterments and Improvements investment covered, special for condos.
  • Solar panels included in the building section.
  • Outdoor construction and underground equipment included.
  • Debris removal included.
  • Remodeling added value for building included.
  • Additional new acquisitions for contents included.
  • Golf carts covered as a household good including third-party liability coverage.
  • Loss of rents included.
  • Extra living expenses included.
  • Inflation endorsement to protect against racing cost.
  • It is granted under the general conditions of the product Hogar Flex.

Libility

  • Family liability in and out of the House.
  • Landlord liability.
  • Tenants liability.
  • Sports liability as an amateur.
  • Bicycles, roller blades, kayaks and motorless vehicles liability.
  • Pet liability.
  • Domestic employees medical expenses included.
  • Legal defense expenses included.
  • Automatic third property damage payment without legal process up to US$200.
  • It is granted under the general conditions of the product Hogar Flex.

Robbery

  • Household goods
  • Jewelry, art, and difficult to replace objects*
  • Robbery outside of the house.
  • Money and securities covered in and out of the house.

*Coverage with specified sub limits per item

Glass Breakage

  • Glass breakage, inside and outside - all risk coverage.

Electronic & Electrodomestic

  • TV´s, computers, refrigerators, dishwashers, microwaves, electric ovens, washers,dryers, sound equipment, etc.

Machinery Breakdown

  • Pumps, engines, pool equipment, transformers, elevators, heaters, boilers, etc.

Premium Coverage & Benefits

  • Car keys or house keys, lost or damaged: replacement expenses.
  • Locksmith, plumber, electrical, glass breakage assistance services.
  • Repair expenses to stop further damages.
  • Removal expenses to stop further damages.
  • Additional repair expenses required by authorities.
  • Policyholder life insurance due to an accident.
  • Dental services.
  • Optical services.
  • Pet medical assistance.
  • Ambulance services.
  • Additional living expenses due to a catastrophic event.
  • Loss of official documents; replacement expenses.
  • Fraudulent charges to credit or debit card.
  • Expenses for loss of identity.

AIG Claims Service Guaranty

  • Adjuster assistance in 24 hours or less.
  • Loss payment in 72 hours for claims up to US$2,000.
  • Down payment for 50% of the claim in 72 hours.