Boat and Yacht Liability Insurance for Mexico. Novamar Insurance Mexico

Boat and Yacht Insurance in Mexico


Quality Coverage, Years of Experience

For Americans and Canadians living in Mexico, we are pioneering delivery of quality English–language service—with policy translations in English—from financially stable Mexican insurers offering American–quality coverage.

Types of Boat Insurance:

Quality Coverage, Years of Experience Quality Coverage, Years of Experience Some people use boat and yacht indifferently to describe a recreational vessel as opposed to a ship. When distinguishing between boat and yacht, we use boats to describe vessels up to 26 feet L.O.A. and yachts to describe vessels 27 feet L.O.A. and longer. Otherwise, we often use boats in a generic sense in reference to vessels which are not ships.While the specialty of writing insurance for recreational vessels is properly called providing yacht insurance, most people look for boat insurance. We offer several types of boat insurance, shown at right.

In Mexico, we offer hull insurance for Mexico–registered vessels; these policies are underwritten by AXA Seguros.

Mexico requires boats to have Mexico boat liability insurance coverage, just as it requires for cars. We provide this coverage through ABA Seguros. For vessels with yacht insurance written outside of Mexico, this Mexico boat liability coverage picks up in Mexican waters as your domestic liability insurance drops. Mexican authorities and courts accept liability coverage from only Mexican insurers as proof of civil financial responsibility in Mexico.

Marine insurance includes not only this specialty of covering recreational vessels. It also includes coverage of ships and their cargo, as well as shoreside infrastructure related to transportation or storage of cargo. We do not offer these types of coverage. However, for recreational boaters who ship their vessels over land, we do offer a type of marine cargo insurance, for overland trucking risk.

Mexico Boat Insurance for Mexico-Registered Boats and Yachts

This page describes features of our Mexico boat insurance for Mexican vessels. Coverage, underwritten by AXA Seguros, is available for boats and yachts located anywhere in Mexico. Your coverage will come with a policy translation in English.

Features of our yacht insurance for Mexico–registered yachts

A motoryacht underway on the Mexican Riviera
A motoryacht underway on the Mexican Riviera
  • Full coverage collision damage available
  • Repatriation expenses of crew
  • Third party liability (non-employee guests)
  • Third party property damage
  • Debris removal
  • Expenses of quarantine, excluding crew salaries
  • Net Losses due to Course Deviation for Medical Emergency
  • Medical coverage per passenger
  • Towed water sports protection and indemnification
  • Overland trucking risk
  • Legal costs and expenses
  • Medical and disability due to accident
  • Personal property loss or damage


Mexico boat insurance for Mexican vessels in:

  • Acapulco
  • Cabo San Lucas
  • Cancún
  • Costa Alegre
  • Cozumel
  • Ensenada
  • Guaymas
  • Huatulco
  • Isla Navidad
  • La Paz
  • Manzanillo
  • Mazatlán
  • Nuevo Vallarta
  • Puerto Peñasco
  • Puerto Vallarta
  • Rocky Point
  • San Carlos
  • San Jose del Cabo
  • Zihuatanejo

In case we've left out your home port, we have quality boat insurance for you, wherever you keep your yacht in Mexico.

Contact Us

Please contact us; we look forward to providing quality Mexican insurance for your Mexico–registered vessel.

Boats registered outside of Mexico also need to apply for a temporary import permit. This is true for cars visiting Mexico as well, except for visits by car limited to the Baja California peninsula.

What to do if a loss occurs