Mexico 2023 rainy and hurricane season Recommendations

Again, we are a few days away from the start of hurricane season in Mexico. On the Pacific coast it is considered from May 15th, while in the Gulf of Mexico and the Caribbean it is June 1st. For both coasts it officially ends on November 30th.

It is very important to be prepared to prevent damage in addition to have a review of your insurance policy. Novamar Insurance Mexico makes the following recommendations:

House

• • Check the water pipes and hoses in the bathrooms, kitchen, and refrigerator filter. Change them once a year if you live near the ocean.
• • Check the seal of windows and glass doors.
• • Have a plan to store goods inside a secure building so that they do not fly away in the wind.
• • Check that drainage channels and rain gutters are clean.
• • In the gardens check that water will drain properly.
• • If there is a low room at floor level, test the sump pumps to make sure they are working properly.
• • Have an emergency plan in place in case you must evacuate due to a hurricane or flood.
• • Check the coverages in your insurance policy and know the amounts of deductibles and coinsurance, because that is the amount you are responsible for paying before the insurer begins to pay for damages. Have the insurance company’s phone number along with the policy number handy.

Cars

• • Check brake systems
• • Check the wear status of the tires.
• • Check the condition of the windshield wipers.
• • Check the condition of the seals on windows, doors, trunk, and hood.
• • Check the external water drainage systems in the garage or car port. Many times, they are blocked with leaves and soil.
• • Have alternate evacuation routes planned in case of flooding in the area where you live and work.
• • Check the coverages in the insurance policy and know the amounts of the deductibles. Have the insurance company’s phone number along with the policy number handy.

Boats

• • Make sure the automatic bilge pumps are working properly.
• • All on deck canvas and sails should be removed and stored inside.
• • Check mooring lines at the dock and add additional lines as necessary.
• • Check with the management of the port to see if they have a recommended emergency plan in case of hurricane.
• • Have your own emergency evacuation plan in case of a hurricane.
• • If the size of the boat allows it, take it out of the water and store it ashore tied down to jack stands tied and concrete pads where possible.
• • Check the coverages in your insurance policy and know the amounts of the deductibles. Have the insurance company’s phone number along with the policy number handy.

Contact Novamar Insurance Mexico and we will gladly review your current insurance policy. If you do not have a policy we can design one for you.

For more information you can visit us on our Home Page
México Insurance

México - 322-297-6440
USA / CANADA - 949-274-4111